Mirlyn said:
I'd boycott Fashion Bug if you shop there, unless privacy isn't in your vocabulary.
Don't even get me started on Fashion Bug! I walked in there one day and found out that this girl I knew worked there. She was trying to get people to sign up for the store credit card for some contest they were doing. So she helped me sign up at the register. I never got any paperwork about it or anything and I thought I had probably been declined because my credit wasn't that good. (I was 19 at the time and knew nothing about credit)
A few weeks later I get the card in the mail and a bill for $20. for a fee. I made the mistake of not paying it and not cancelling the card right away and the next month I got a bill for $40.--for the original $20. plus a late fee.
I started to fight it but being as naive as I was, I didn't get anything in writing. At the end, I was put into collection and just paid them the $100. and they put it through as a charge off. That freakin $100. charge off has plagued my credit report for years since. All because of this girl who I didn't even like and my own stupidity.